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Financing

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As rates rise, Daniel and Georgia feel safe as houses. For now

As rates rise, Daniel and Georgia feel safe as houses. For now

The new home buyers say they, like many, will have to cut back their spending on dining out and other discretionary expenses if rates continue to rise.

  • by Kate Burke, Tawar Razaghi and Elizabeth Redman

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‘Could stress your budget’: First-home buyers warned of hidden $11,000 sting

‘Could stress your budget’: First-home buyers warned of hidden $11,000 sting

First-time buyers who manage to scrape enough of a deposit together to get into the pricey property market are being warned to do their sums with care.

  • by Elizabeth Redman
The looming risk that could leave first-home buyers $20,000 out of pocket

The looming risk that could leave first-home buyers $20,000 out of pocket

Property prices have stopped rising in Sydney and Melbourne but first-home hopefuls keen to get into the market are being warned to watch out for a trap.

  • by Elizabeth Redman
Sky-high prices push potential home buyers to borrow to the max

Sky-high prices push potential home buyers to borrow to the max

Interest rates could be going up two months from now, but some buyers are taking on as much debt as possible to try to get onto the ever-elusive property ladder.

  • by Elizabeth Redman
Cautious banks could change approach to home loans in flood-prone areas

Cautious banks could change approach to home loans in flood-prone areas

Home buyers in flood-hit areas face higher deposit requirements, reduced valuations, higher fees and delays in approval times. But access to information can help.

  • by Elizabeth Redman
Is it too late to fix your home loan before interest rates rise?

Is it too late to fix your home loan before interest rates rise?

Mortgage brokers say rates are rising faster than homeowners and potential home buyers can lock in better deals, but there are still options.

  • by Elizabeth Redman
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‘Helps take pressure off’: Why house prices could slow down

‘Helps take pressure off’: Why house prices could slow down

If most people turning up to auction will be able to borrow thousands of dollars less once interest rates eventually rise, the property market could face downward pressure.

  • by Kate Burke
Deposit gap growing faster than first-home hopefuls can save

Deposit gap growing faster than first-home hopefuls can save

Aspiring home owners who have spent the past year trying to buy would need to find up to $80,000 extra for their deposit to keep pace with price gains. Most can’t save that much, but there’s another way. 

  • by Elizabeth Redman
China ignited a property implosion. Now it is trying to engineer a soft landing
Opinion
China

China ignited a property implosion. Now it is trying to engineer a soft landing

Having completely destabilised its property sector last year, China’s authorities now appear to be doing anything and everything they can to put a floor under it.

  • by Stephen Bartholomeusz
The suburbs where average wage earners can afford to buy property

The suburbs where average wage earners can afford to buy property

Rapid price gains have outstripped growth in incomes. So, where can a single or couple earning the average wage hope to buy their first home?

  • by Kate Burke
One graph that shows why it’s harder for Millennials to buy a house

One graph that shows why it’s harder for Millennials to buy a house

Homeownership is looking further out of reach for anyone without family wealth, as property prices soar and wages fail to keep up. One metric lays bare the challenge.

  • by Elizabeth Redman